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DEBT CONSOLIDATION (A Faster Path to Paying Off Debt or to Bankruptcy?)
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Consolidating Your Payments with a Debt Settlement Company The second type of debt consolidation you may hear about are debt management plans offered by debt settlement companies. Something that seems to be good for you today might not be so great in a year. Your spending habits are the problem. Photo by k The creditor may also add a statement to the account that indicates the payments are being managed by a debt consolidation company. You are only restructuring your debt, not eliminating it. Credit card debt relief You may have heard that some creditors are willing to settle your debt for pennies on the dollar. The money class that will change your life! For this to work, you need to leave the credit card accounts open after you pay them off.
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